We consider ourselves to be a full service consumer
law firm. If you ever have a legal question or problem, we recommend
that you call us. If, after talking to you we determine that it
is not something we can help you with, we will gladly refer to
you another attorney who will be able to help you. Since we do
free initial consultations, you really have nothing to lose. Here
is a partial list of matters we can handle for you:
If you are having financial problems, are being harassed
by creditors, your wages are being garnished, or your home being
foreclosed upon, we recommend that you call us. There is a very
good chance that we will be able to help you. We understand that
nobody wants to file bankruptcy. However, often times it is the
best solution. If it seems like you will never be able to recover
from your financial situation, bankruptcy may be an option for
you. If you schedule an appointment to meet with us, we will go
over the situation with you, determine if bankruptcy is a viable
option for you, make a recommendation of which type of bankruptcy
you should file, and then quote you a fee. The entire attorney
fee will not have to be paid at once, we do accept payments. However,
before the case is filed, the entire attorney fee and court filing
fee will have to be paid in full. Once you have hired us and paid
part of the attorney fee, you will be allowed to tell your creditors
that you have hired an attorney and refer the creditor calls to
us. Once the creditors find out that you have hired an attorney,
they are not allowed to contact you anymore about the debts.
If you are being harassed by
creditors and/or debt collectors you may be entitled to recover
damages against them. The Federal Fair Debt Collection Practices
Act and the Florida Consumer Collection Practices Act protect consumers
from harassment and abusive collection techniques sometimes used
by debt collectors. If you believe a debt collector is harassing
and/or using abusive techniques, call me for a free case evaluation
today. We handle these cases on a contingency fee basis which means
if we don’t win, you do not have to pay us an attorney fee.
When creditors report debts
to a credit reporting bureaus, the information must be accurate.
If you review your credit reports and find information that is
inaccurate, you have the right to dispute the false information
by writing a letter to the credit reporting bureau. You should
send the dispute letter via certified mail. When the bureau receives
your dispute, they must forward information regarding your dispute
to the creditor who reported the debt to the bureau. Both the bureau
and the creditor, also called a furnisher, have a duty to conduct
a reasonable investigation regarding your dispute. The sad truth
is that usually, despite your dispute, the inaccurate information
will remain on your credit report. Sometimes it is necessary to
file a law suit to get the information corrected. Like Fair Debt
Collection Violation cases, we take Fair Credit Reporting Cases
on a contingency basis. If we don’t win, you do not owe us
an attorney fee. Call us today for a free consultation!
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