Credit Reporting

When creditors report debts to a credit reporting bureaus, the information must be accurate. If you review your credit reports and find information that is inaccurate, you have the right to dispute the false information by writing a letter to the credit reporting bureau. You should send the dispute letter via certified mail. When the bureau receives your dispute, they must forward information regarding your dispute to the creditor who reported the debt to the bureau. Both the bureau and the creditor, also called a furnisher, have a duty to conduct a reasonable investigation regarding your dispute. The sad truth is that usually, despite your dispute, the inaccurate information will remain on your credit report. Sometimes it is necessary to file a law suit to get the information corrected. Like Fair Debt Collection Violation cases, we take Fair Credit Reporting Cases on a contingency basis. If we don’t win, you do not owe us an attorney fee. Call us today for a free consultation!